|
Sl.No.
|
Type of loan
|
Rate
|
|
A
|
SMALL BUSINESS ENTERPRISES / SSI / ALL OTHER TERM LOANS
|
15.00%
|
|
A-1
|
GROUP FINANCE
|
18.00%
|
|
B
|
SRTO( Other than two wheeler)
|
Personal
|
Commercial
|
|
i.
|
Any amount
|
13.00%
|
15.00%
|
|
ii
|
Up to `500,000/- with full liquid security
|
11.50%
or
the RoI on deposit+1% whichever is higher
|
|
iii
|
Above `500,000/- with full liquid security
|
12.00%
or
the RoI on deposit+1% whichever is higher
|
|
iv
|
SRTO Two wheeler
|
|
|
|
Up to 24 months
|
14.00%
|
|
|
Above 24 months
|
15.00%
|
|
C
|
CONSUMER DURABLE LOAN
|
|
|
|
Only for Salary A/c holders
|
13.50%
|
|
D
|
HOUSE BUILDING LOAN
|
|
|
|
Up to `200,000/-
|
12.00%
|
|
|
Above `200,000/-
|
12.50%
|
|
E
|
CASH CREDIT/OVERDRAFT
|
14.00%
|
|
F
|
OTHER SECURITY LOAN (Against NSC/ KVP / LIC Policies)
|
13.00%
|
|
G
|
GOLD LOAN
|
15.00%
|
|
H
|
SUBARNA NIWAS HOUSING LOANS
|
13.50%
|
|
I
|
PERSONAL LOANS
|
16.00%
|
